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## Virtual account ### Create a virtual account ```php $api->virtualAccount->create(array('receivers' => array('types' => array('bank_account')),'description' => 'Virtual Account created for Raftar Soft','customer_id' => 'cust_CaVDm8eDRSXYME','close_by' => 1681615838,'notes' => array('project_name' => 'Banking Software'))); ``` **Parameters:** | Name | Type | Description | |---------------|-------------|---------------------------------------------| | receivers* | array | Array that defines what receivers are available for this Virtual Account | | description | string | A brief description of the virtual account. | | customer_id | string | Unique identifier of the customer to whom the virtual account must be tagged. | | close_by | integer | UNIX timestamp at which the virtual account is scheduled to be automatically closed. | | notes | integer | Any custom notes you might want to add to the virtual account can be entered here. | **Response:** ```json { "id":"va_DlGmm7jInLudH9", "name":"Acme Corp", "entity":"virtual_account", "status":"active", "description":"Virtual Account created for Raftar Soft", "amount_expected":null, "notes":{ "project_name":"Banking Software" }, "amount_paid":0, "customer_id":"cust_CaVDm8eDRSXYME", "receivers":[ { "id":"ba_DlGmm9mSj8fjRM", "entity":"bank_account", "ifsc":"RATN0VAAPIS", "bank_name": "RBL Bank", "name":"Acme Corp", "notes":[], "account_number":"2223330099089860" } ], "close_by":1681615838, "closed_at":null, "created_at":1574837626 } ``` ------------------------------------------------------------------------------------------------------- ### Create a virtual account with TPV ```php $api->virtualAccount->create(array('receivers' => array('types'=> array('bank_account')),'allowed_payers' => array(array('type'=>'bank_account','bank_account'=>array('ifsc'=>'RATN0VAAPIS','account_number'=>'2223330027558515'))),'description' => 'Virtual Account created for Raftar Soft','customer_id' => 'cust_HssUOFiOd2b1TJ', 'notes' => array('project_name' => 'Banking Software'))); ``` **Parameters:** | Name | Type | Description | |---------------|-------------|---------------------------------------------| | receivers* | array | Array that defines what receivers are available for this Virtual Account | | allowed_payers* | array | All parameters listed [here](https://razorpay.com/docs/api/smart-collect-tpv/#create-virtual-account) are supported **Response:** ```json { "id":"va_DlGmm7jInLudH9", "name":"Acme Corp", "entity":"virtual_account", "status":"active", "description":"Virtual Account created for Raftar Soft", "amount_expected":null, "notes":{ "project_name":"Banking Software" }, "amount_paid":0, "customer_id":"cust_CaVDm8eDRSXYME", "receivers":[ { "id":"ba_DlGmm9mSj8fjRM", "entity":"bank_account", "ifsc":"RATN0VAAPIS", "bank_name": "RBL Bank", "name":"Acme Corp", "notes":[], "account_number":"2223330099089860" } ], "allowed_payers": [ { "type": "bank_account", "id":"ba_DlGmm9mSj8fjRM", "bank_account": { "ifsc": "UTIB0000013", "account_number": "914010012345679" } }, { "type": "bank_account", "id":"ba_Cmtnm5tSj6agUW", "bank_account": { "ifsc": "UTIB0000014", "account_number": "914010012345680" } } ], "close_by":1681615838, "closed_at":null, "created_at":1574837626 } ``` ------------------------------------------------------------------------------------------------------- ### Create static/dynamic qr ```php $api->virtualAccount->create(array('receivers' => array('types' => array('qr_code')), 'description' => 'First QR code','customer_id'=> 'cust_IOyIY3JvbVny9o', 'amount_expected' => 100, 'notes' => array('receiver_key' => 'receiver_value'))); ``` **Parameters:** | Name | Type | Description | |---------------|-------------|---------------------------------------------| | receivers* | array | Array that defines what receivers are available for this Virtual Account | | description | string | A brief description of the payment. | | amount_expected | integer | The maximum amount you expect to receive in this virtual account. Pass `69999` for ₹699.99. | | customer_id | string | Unique identifier of the customer to whom the virtual account must be tagged. | | notes | object | All keys listed [here](https://razorpay.com/docs/payments/payments/payment-methods/bharatqr/api/#create) are supported | **Response:** ```json { "id": "va_4xbQrmEoA5WJ0G", "name": "Acme Corp", "entity": "virtual_account", "status": "active", "description": "First Payment by BharatQR", "amount_expected": null, "notes": { "reference_key": "reference_value" }, "amount_paid": 0, "customer_id": "cust_805c8oBQdBGPwS", "receivers": [ { "id": "qr_4lsdkfldlteskf", "entity": "qr_code", "reference": "AgdeP8aBgZGckl", "short_url": "https://rzp.io/i/PLs03pOc" } ], "close_by": null, "closed_at": null, "created_at": 1607938184 } ``` ------------------------------------------------------------------------------------------------------- ### Fetch virtual account by id ```php $api->virtualAccount->fetch($virtualId); ``` **Parameters:** | Name | Type | Description | |---------------|-------------|---------------------------------------------| | virtualId* | string | The id of the virtual to be updated | **Response:** ```json { "id": "va_JccTXwXA6UG4Gi", "name": "ankit", "entity": "virtual_account", "status": "active", "description": null, "amount_expected": null, "notes": [], "amount_paid": 0, "customer_id": null, "receivers": [ { "id": "ba_JccTY5ZkO3ZGHQ", "entity": "bank_account", "ifsc": "RAZR0000001", "bank_name": null, "name": "ankit", "notes": [], "account_number": "1112220057339365" } ], "close_by": null, "closed_at": null, "created_at": 1654171468 } ``` ------------------------------------------------------------------------------------------------------- ### Fetch all virtual account ```php $api->virtualAccount->all($options); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | from | timestamp | timestamp after which the payments were created | | to | timestamp | timestamp before which the payments were created | | count | integer | number of virtual accounts to fetch (default: 10) | | skip | integer | number of virtual accounts to be skipped (default: 0) | **Response:** ```json { "entity": "collection", "count": 1, "items": [ { "id": "va_Di5gbNptcWV8fQ", "name": "Acme Corp", "entity": "virtual_account", "status": "closed", "description": "Virtual Account created for M/S ABC Exports", "amount_expected": 2300, "notes": { "material": "teakwood" }, "amount_paid": 239000, "customer_id": "cust_DOMUFFiGdCaCUJ", "receivers": [ { "id": "ba_Di5gbQsGn0QSz3", "entity": "bank_account", "ifsc": "RATN0VAAPIS", "bank_name": "RBL Bank", "name": "Acme Corp", "notes": [], "account_number": "1112220061746877" } ], "close_by": 1574427237, "closed_at": 1574164078, "created_at": 1574143517 } ] } ``` ------------------------------------------------------------------------------------------------------- ### Fetch payments for a virtual account ```php $api->virtualAccount->fetch($virtualId)->payments($options); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | virtualId* | string | The id of the virtual to be updated | | from | timestamp | timestamp after which the payments were created | | to | timestamp | timestamp before which the payments were created | | count | integer | number of virtual accounts to fetch (default: 10) | | skip | integer | number of virtual accounts to be skipped (default: 0) | **Response:** ```json { "entity": "collection", "count": 1, "items": [ { "id": "pay_Di5iqCqA1WEHq6", "entity": "payment", "amount": 239000, "currency": "INR", "status": "captured", "order_id": null, "invoice_id": null, "international": false, "method": "bank_transfer", "amount_refunded": 0, "refund_status": null, "captured": true, "description": "", "card_id": null, "bank": null, "wallet": null, "vpa": null, "email": "saurav.kumar@example.com", "contact": "+919972139994", "customer_id": "cust_DOMUFFiGdCaCUJ", "notes": [], "fee": 2820, "tax": 430, "error_code": null, "error_description": null, "created_at": 1574143644 } ] } ``` ------------------------------------------------------------------------------------------------------- ### Fetch payment details using id and transfer method ```php $api->payment->fetch($paymentId)->bankTransfer(); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | paymentId* | string | The id of the payment to be updated | **Response:** ```json { "id": "bt_Di5iqCElVyRlCb", "entity": "bank_transfer", "payment_id": "pay_Di5iqCqA1WEHq6", "mode": "NEFT", "bank_reference": "157414364471", "amount": 239000, "payer_bank_account": { "id": "ba_Di5iqSxtYrTzPU", "entity": "bank_account", "ifsc": "UTIB0003198", "bank_name": "Axis Bank", "name": "Acme Corp", "notes": [], "account_number": "765432123456789" }, "virtual_account_id": "va_Di5gbNptcWV8fQ", "virtual_account": { "id": "va_Di5gbNptcWV8fQ", "name": "Acme Corp", "entity": "virtual_account", "status": "closed", "description": "Virtual Account created for M/S ABC Exports", "amount_expected": 2300, "notes": { "material": "teakwood" }, "amount_paid": 239000, "customer_id": "cust_DOMUFFiGdCaCUJ", "receivers": [ { "id": "ba_Di5gbQsGn0QSz3", "entity": "bank_account", "ifsc": "RATN0VAAPIS", "bank_name": "RBL Bank", "name": "Acme Corp", "notes": [], "account_number": "1112220061746877" } ], "close_by": 1574427237, "closed_at": 1574164078, "created_at": 1574143517 } } ``` ------------------------------------------------------------------------------------------------------- ### Refund payments made to a virtual account ```php $api->payment->fetch($paymentId)->refunds(); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | paymentId* | string | The id of the payment to be updated | **Response:** ```json { "id": "rfnd_FP8QHiV938haTz", "entity": "refund", "amount": 500100, "receipt": "Receipt No. 31", "currency": "INR", "payment_id": "pay_FCXKPFtYfPXJPy", "notes": [] "receipt": null, "acquirer_data": { "arn": null }, "created_at": 1597078866, "batch_id": null, "status": "processed", "speed_processed": "normal", "speed_requested": "normal" } ``` ------------------------------------------------------------------------------------------------------- ### Add receiver to an existing virtual account ```php $api->virtualAccount->fetch($virtualId)->addReceiver(array('types' => array('vpa'),'vpa' => array('descriptor'=>'gauravkumar'))); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | virtualId* | string | The id of the virtual to be updated | | types* | array | The receiver type to be added to the virtual account. Possible values are `vpa` or `bank_account` | | vpa["descriptor"] | string | This is a unique identifier provided by you to identify the customer. For example, `gaurikumar` and `akashkumar` are the descriptors | **Response:** For add receiver to an existing virtual account response please click [here](https://razorpay.com/docs/api/smart-collect/#add-receiver-to-an-existing-virtual-account) ------------------------------------------------------------------------------------------------------- ### Add an Allowed Payer Account ```php $api->virtualAccount->fetch($virtualId)->addAllowedPayer(array('type' => 'bank_account','bank_account' => array('ifsc'=>'UTIB0000013','account_number'=>'914010012345679'))); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | virtualId* | string | The id of the virtual to be updated | | type* | string | Possible value is `bank_account` | | bank_account* | array | Indicates the bank account details such as `ifsc` and `account_number` | **Response:** ```json { "id":"va_DlGmm7jInLudH9", "name":"Acme Corp", "entity":"virtual_account", "status":"active", "description":"Virtual Account created for Raftar Soft", "amount_expected":null, "notes":{ "project_name":"Banking Software" }, "amount_paid":0, "customer_id":"cust_CaVDm8eDRSXYME", "receivers":[ { "id":"ba_DlGmm9mSj8fjRM", "entity":"bank_account", "ifsc":"RATN0VAAPIS", "bank_name": "RBL Bank", "name":"Acme Corp", "notes":[], "account_number":"2223330099089860" } ], "allowed_payers": [ { "type": "bank_account", "id":"ba_DlGmm9mSj8fjRM", "bank_account": { "ifsc": "UTIB0000013", "account_number": "914010012345679" } } ], "close_by":1681615838, "closed_at":null, "created_at":1574837626 } ``` ------------------------------------------------------------------------------------------------------- ### Delete an Allowed Payer Account ```php $api->virtualAccount->fetch($virtualId)->deleteAllowedPayer($allowedPayersId); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | virtualId* | string | The id of the virtual to be updated | | allowedPayersId* | string | The id of the allowed payers to be updated | **Response:** ```json null ``` ------------------------------------------------------------------------------------------------------- ### Close virtual account ```php $api->virtualAccount->fetch($virtualId)->close(); ``` **Parameters:** | Name | Type | Description | |-------|-----------|--------------------------------------------------| | virtualId* | string | The id of the virtual to be updated | **Response:** For close virtual account response please click [here](https://razorpay.com/docs/api/smart-collect/#close-a-virtual-account) ------------------------------------------------------------------------------------------------------- **PN: * indicates mandatory fields** <br> <br> **For reference click [here](https://razorpay.com/docs/smart-collect/api/)**